In the realm of health insurance today, Fully Insured employer groups are facing a significant challenge. The costs of healthcare and health insurance is high, and there’s a notable lack of control. With no reliable data to lean on, yearly premium increases become the norm.
A very common plan design amongst fully insured benefit structures. Within this plan lie incentives that can save members on out of pocket expenses.
“Hospital – Deductible then, No Charge
Free Standing Facility- No Charge”
This language is VERY common within health plans because of the variability in overall cost but a majority of people don’t know what a ‘Free Standing Facility’ is, let alone where to find them.
Bazar helps members understand their benefits and save on out of pocket costs by utilizing “Free Standing Facilities” and avoid having to pay their deductible(s). We know healthcare and we’re here to help!
Stay ready for the unexpected.
Having health insurance doesn’t mean you’ll have access to care when you need it. When something is ailing you, whether it’s GI issues or a hurt knee, all you want is to resolve the issue. But the problem is, the average wait time in America is 26 days to see a specialist.
Knowing where to go and who to see not only will reduce wasted time but can significantly save on out of pocket and overall expenses.
Knowing where to go for medical care is important, but even more crucial is understanding how to get there. Thus, the first healthcare professional you see is a critical step in ensuring high-quality, affordable care that aligns with your health plan.
Bazar serves as a guiding light for members, helping them navigate their health plans to uncover high-value options.
Healthcare may be the most confusing industry there is. Combined with Health Insurance, consumers often throw their hands up and hope for the best. But that doesn’t need to be the case.
Bazar simplifies the process by providing an easy to use application with real time communication modalities such as phone, email, and messaging with a healthcare expert on the other end.
The cost variation for the same medical procedure can be strikingly different depending on where it’s performed. For instance, the price for identical lab tests or surgeries can differ significantly between two facilities. This disparity also extends to services like imaging, physical therapy, and more. Understanding the distinction between a Free Standing Facility and a Hospital can lead to substantial savings, potentially amounting to hundreds or even thousands of dollars in reduced out-of-pocket expenses.
Bazar offers a comprehensive directory of medical procedures, empowering its members to make informed choices by providing price and review comparisons. It assists individuals in finding the most suitable locations and healthcare professionals for their specific procedures.